Unfortunately, there’s no all-encompassing answer to questions like, “How long does it take to get lost wages from a car accident?” The amount of time it takes to get lost wages from a car accident varies from case to case. The complexity of a case and cooperation from a liable party can both impact your ability to recover damages in a timely manner.
Fortunately, you have experienced Long Island car accident lawyers advocating for your right to comprehensive and timely financial support. You benefit from our team’s decades of experience while filing your claim, negotiating for support, and streamlining your experience within New York’s civil system.
What Are Lost Wages?
Lost wages refer to the income you would have earned had you not been injured in a car accident. The lost wages you may stand to recover after a car accident may include the following:
- Your base salary
- Overtime pay
- Bonuses
- Commissions
- Forms of income from outside of work
You may specifically recover damages based on your past and future losses, lost earning capacity, and reduced access to benefits.
Because the specific types of lost wages you can recover vary depending on your circumstances, it is essential to consult with a personal injury lawyer in Long Island as soon as possible. We know New York laws and can help you understand your rights and options for financial recovery after a car accident caused by negligence.
The Legal Process of Recovering Lost Wages
In New York, the first step to get lost wages from a car accident is typically through a no-fault insurance claim. New York is a no-fault state, meaning that your own insurance company is responsible for covering your medical expenses and a portion of your lost wages, regardless of who was at fault for the accident.
Under New York’s minimum auto insurance requirements and no-fault system, your Personal Injury Protection (PIP) coverage will pay for up to 80% of your lost wages, up to a maximum of $2,000 per month, for up to three years from the date of the accident; however, this amount may be reduced by other benefits you receive, such as disability benefits or workers’ compensation.
If your lost wages exceed the limits of your no-fault coverage or another party’s negligence caused the accident, you may need to file a third-party claim or lawsuit against the at-fault driver. Retaining a Long Island car accident attorney is in your best interest, as we can protect your rights and fight for maximum compensation for your injuries.
Factors Influencing the Timeline for Recovering Lost Wages
Car accident claims can vary significantly. Different factors can impact the process’s length. Key factors affecting your car accident’s lost wage compensation timeline include:
The Severity of Your Injuries
The severity of your injury plays a significant role in determining how long it will take to get lost wages from a car accident. If your injuries are severe and require extended medical treatment or rehabilitation, recovering fully and returning to work may take longer. This, in turn, can prolong the process of documenting and claiming your lost wages.
Your Case’s Complexity
The complexity of your case can also influence the timeline. If liability for the accident is disputed or multiple parties are involved, it can take longer to resolve the case.
Additionally, cases involving future lost wages or lost earning capacity may require expert testimony and extensive documentation, which can extend the timeline.
The Insurance Company’s Cooperation
The speed at which insurance companies process your claim can vary. Some insurance companies may quickly approve your claim, while others may delay payment or dispute the lost wages you claim. Delays in receiving documentation from your employer or medical providers can also slow down the process.
Legal Representation
Having representation from an experienced car accident attorney in Long Island can significantly impact the timeline for recovering lost wages. Our attorneys can help you navigate the complexities of the claims process, ensure that all necessary documentation is submitted promptly, and negotiate with the insurance companies on your behalf.
Without legal representation, you may face delays or difficulties in recovering the full amount of the lost wages from a car accident.
Court Backlogs
If your case goes to court, the timeline can be affected by the court’s schedule and backlog. In some jurisdictions, getting a trial date may take months or even years. If the case is appealed, the process can be extended further.
Click to contact our personal injury lawyers today
Strategies to Speed Up the Process
Unfortunately, some factors determining how long it will take to get lost wages from a car accident are beyond your control. However, you can take steps to expedite the process of recovering lost wages. These steps include:
- Gather documentation, including medical records, a statement from your doctor, pay stubs, tax returns, and a letter from your employer, early.
- File your no-fault claim within 30 days from the date of the accident.
- Hire an experienced Long Island car accident attorney who can help you navigate the legal process and avoid common pitfalls that can delay your claim.
- Stay in communication with your employer so they provide the necessary documentation promptly.
- Keep detailed records of your medical treatment, missed work, and any communication with the insurance companies.
Contact an Experienced Long Island Car Accident Lawyer Today
Getting lost wages after a car accident in New York can be complex and time-consuming. The timeline for receiving compensation can vary widely depending on various factors.
However, by understanding the process, gathering the necessary documentation, and working with the lawyers at Levine And Wiss, you can maximize your chances of receiving compensation as quickly as possible.
If you have been injured in a car accident and cannot work, contact our qualified Long Island car accident attorneys for a free consultation to discuss your case and begin recovering your lost wages.
