You can file a bicycle accident claim by submitting the appropriate paperwork to the insurance company. You may need to provide information about the causes of your collision and the losses you sustain when filing a claim. A Long Island bicycle accident lawyer can take charge of filing a claim for you after a collision. Your attorney can also help if you need to seek compensation through a personal injury lawsuit after an insurance claim denial.
Learn How to File a Bicycle Crash Claim
A Long Island personal injury lawyer can walk you through each step of the process of filing a bicycle accident claim. Typically, you need to gather information about the collision as you prepare to submit your claim.After you have all the relevant information, you may need to follow the instructions provided by the insurance company to file the claim. Companies vary the steps you need to take, but in many cases, you can submit a claim online. A lawyer can file the claim on your behalf, helping you feel more confident that you have included all the correct details.
What do You Include in a Bicycle Accident Claim?
You need to include proof to back up your bicycle collision claim. Depending on your circumstances, this can include information about:
The Party Responsible for Your Bike Crash
An attorney may have to provide proof that someone else caused your collision to bring you compensation through an insurance claim. The evidence that applies in your case can vary. In some cases, an attorney may need to include:
- A copy of the official police report
- Statements from eyewitnesses
- Photos or videos showing the crash
Including sufficient evidence can reduce the chances of the insurance company denying your claim.
The Losses You Sustained
You must also establish all the losses you face after a bicycle crash to get fair compensation. You may need to provide information from medical providers or your employer regarding the time you need to take off work. Your attorney can provide more in-depth information about the evidence you need to provide to secure funds to pay for your:
- Current and future medical expenses
- Lost pay and reduced earning potential
- Property repairs
- Pain, emotional distress, and mental anguish
You can work with a local law firm to discuss the funds available in your situation and for more information about how to file a bicycle accident claim.
How Long do You Have to File a Bike Accident Claim?
You need to file your bike crash claim before New York’s personal injury statute of limitations expires, generally within three years of the date of your accident. If you wait too long to file a claim, you lose your chance to secure compensation.
Typically, legal professionals recommend that you begin your claim quickly. Reporting the accident and seeking compensation promptly can improve your chances of securing fair compensation for your losses. Sometimes, if you wait to file a claim, the insurance company will claim that your injuries came from another source.
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What Happens After You File a Bicycle Crash Claim?
Representatives for the insurance company will review your claim after you request compensation. The company may approve your claim and provide funds to cover your losses, request more information about the crash, or deny your claim.An attorney can assist if the company requests additional information, potentially entering into negotiations with the insurance company. You can also rely on a lawyer to help if the company refuses to pay for your losses.
How Long does a Bike Accident Claim Take?
The time it takes to secure compensation after filing a personal injury claim will vary. In many cases, negotiations take a few months. However, they can take significantly longer if the company tries to claim you caused the accident or if you have considerable losses. Hiring a lawyer to handle settlement negotiations can minimize the time it takes to complete them.
Do You Have to File a Claim to Get Compensation?
You may have other options to seek compensation after a bike crash, but most law firms will begin by filing an insurance claim on behalf of their clients. If the insurance company refuses to negotiate fairly, you may take other steps to secure compensation.For example, your lawyer may help you file a personal injury lawsuit directly against the party responsible for a bike crash.
Talk to Us About Filing a Bike Accident Claim
Our team at Levine And Wiss can explain how to file a bicycle accident claim in New York. Our lawyers know how to navigate the legal system and can help you explore all your available options to secure fair compensation after a collision. We have over a century of legal experience that we can draw on to assist with your legal needs. You can learn more by calling or completing our online contact form.
