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How to Handle Insurance Companies During Your Car Accident Claim

Car accidents are on the rise all across Long Island, and with more negligence related incidents occurring every day, it’s important that you educate yourself on the personal injury process. The fact is that no one plans to get into a car accident, and while you never want to wish for the worst, it’s important to prepare yourself. According to Mr. Scott Wiss, of Levine & Wiss, considered by many to be the Top Auto Accident Lawyer Suffolk County has to offer, car accident claims are all different and there are a variety of different factors that can affect the outcome of your claim. At Levine & Wiss, with decades of experience in personal injury law, they have helped countless victims of negligence related incidents to recover multiple millions in compensation. Over the years, he and his team of skilled personal injury attorneys have seen these cases from every angle and has given them the knowledge and experience to assist with even the trickiest of claims. One of the most difficult factors with any auto accident claim is dealing with the insurance companies. The fact is that these insurance companies are always looking to minimize your compensation and will look for any opportunity to ruin your claim and prevent you from recovering. Oftentimes, insurance companies are looking for you to settle for pennies on the dollar, and for many victims, during such a trying time, that initial settlement can help them quite a bit financially. However, with the help of an experienced attorney like Mr. Wiss, the top personal injury lawyer Suffolk County has in practice, you can avoid these common pitfalls and better deal with insurance company adjusters. In this article, we will be going over some helpful tips that can ensure you maximize your claim and know just how to deal with these tricky insurance companies in the event of a car accident.

Gather as Much Evidence as Possible

In any situation, knowledge is power – but it’s especially important during a personal injury claim. According to Mr. Wiss, considered by many to be the best auto accident lawyer Suffolk County has in practice, insurance companies are notorious for lowballing injury claims, so it’s important to have a solid case. Gather any available evidence such as photos of the accident scene, witness statements, and any relevant documentation.

Don’t Settle Quickly

Insurance companies may try to pressure you into settling quickly, but it’s important to take your time to assess the full extent of your damages. This can often be difficult for victims as they may be struggling financially during such a tough time. Dealing with injuries, and high cost of medical bills, while potentially being out of work. Consult with your attorney, as they might be able to assist you in other ways, like procuring things like legal funding and helping to better negotiate your settlement. In most cases, the longer you are able to hold out, the more you will acquire in compensatory damages. This includes current and future medical expenses, lost wages, and other economic losses.

Be Careful What You Say

This is probably one of the most important tips when dealing with any insurance company during a personal injury claim. According to Mr. Wiss, the top personal injury lawyer Suffolk County has in practice, all too often clients have drastically hurt their claim by saying the wrong thing and mistakenly admitting to some kind of fault. Insurance adjusters may try to get you to admit fault or downplay the extent of your injuries. Be cautious when discussing the details of the accident and only provide facts, not opinions.

Hire the Right Attorney:

The fact is no matter how educated you might be in personal injury claims and how much information you are able to find online, there is no substitute for the help of an experienced personal injury attorney like the team at Levine & Wiss. If you’re unsure about the process, hiring an experienced personal injury attorney can be helpful. An attorney can help you understand your rights, negotiate with the insurance company, and ensure you receive a fair settlement – while avoiding any issues that will hurt your claim.

Keep Detailed Records

This is where too many clients slip up and it can hurt quite a bit in the long run. Keep a record of all conversations and correspondence with the insurance company, including the date, time, and content of each interaction. This will come in handy if the insurance company denies your claim or if you need to file a lawsuit. As we said, knowledge is power, and they will certainly be keeping records on you – so you need to do the same!

Dealing with insurance companies after a car accident can be a frustrating experience, but following these tips can help ensure a successful outcome and maximize your claim. At Levine & Wiss, they have helped countless victims of car accidents across Long Island and the 5 boroughs of NYC to recover millions in financial compensation for a wide variety of legal claims. For more information on personal injury claims or to get your free case evaluation, be sure to contact Levine & Wiss today.